Welcome to KJZT Family Life!  We are a Fraternal Benefit Society that continues to support the Catholic traditions of our founders, with Faith and service at the heart of our offerings.  With the revenues generated through the sale of life insurance products and annuities, we enhance the lives of our membership and the communities in which they reside through the development of numerous benefits and service projects.  We encourage you to review our site to learn more about KJZT Family Life and look forward to helping you on your journey to financial security.

Join Thousands of Texans Protecting and Nurturing Communities Now.

Protecting families and nurturing communities has sustained our fraternal benefit society since 1894.
In today’s world, these beliefs are just as important as ever.

Strength through Service

Texas-based KJZT Family Life is a not-for-profit 501(c)8 organization.  We generate revenue through the sale of life insurance and annuities. These earnings are returned to the member/policy owners in the form of competitive premiums and a broad range of Member Benefits.  While smaller than the well-known life insurance companies filling today’s media, we are financially strong with more than $150 M in assets. 

When you buy a policy or annuity through KJZT, you join a powerful organization committed to improving the quality of life of our members and the communities we call home.

The Purpose of the Fraternal

The purpose of KJZT Family Life, a Fraternal Benefit Society, is to promote the moral, social, educational, and religious culture of its members; to foster Christian virtue in their families; to provide materially for its members.


KJZT Family Life is committed to strengthening its members lives through Catholic faith and community service while offering financial security and a social connection.

KJZT Family Life is visible, active, well-known and respected throughout Texas. As a leader in promoting faith, community service and financial security, KJZT enriches lives through educational scholarships, assists in humanitarian and disaster relief, offers fraternal benefits, and supports family values. KJZT promotes its benefits and service to others through all forms of media to ensure membership growth.

KJZT Family Life offers members exceptional benefits through competitive life insurance, products, professional counseling and quality services.  KJZT will continue to embrace the vision of its founders by focusing on the financial and spiritual welfare of its Fraternal and its members.

As of 12/31/2023

Admitted Assets: $160,686,216

Liabilities and Policy Reserves: $135,235,317

Gross Surplus: $25,432,897

Insurance in Force: $133,674,000

Our Board of Directors is the deciding body of the Fraternal in the interval between Conventions. The Board of Directors is comprised of seven State Directors and the President/CEO. The State Directors are elected every four years at our Regular General Convention. These individuals represent different areas of Texas, each with unique backgrounds and can serve a total of 16 years.

Catherine Sylvester, President/CEO – email

Kathy Wishert, Lead Director – email

Betty Vacek – email

Joy Kovar – email

Stephanie Matous – email

Helen Metzer – email

Tracey Gearson – email




KJZT Community News

Covering topics that affect our members and our communities.

  • KJZT Family Life is excited to announce the appointment of Tracey Gearson as the new State Director for Districts I and II. Click to read more about her!

  • KJZT will be taking its members out to the ballgame on Saturday, September 21, 2024! Limited seats are available, so contact the State Office at 888-253-2338 or email ehancock@kjzt.org by August 20, 2024 to reserve your spot. We can't wait to see everyone!

  • The third annual Czech Catholic Foundation of Texas (CCFT) Youth Essay Contest is open and invites 11th or 12th grade students who are members of CCFT, KJZT, or KJT to compete. Click for more info.